He was born in Düzce in 1978. He graduated from Anadolu University, Faculty of Economics, Department of Public Administration. He completed his master’s degree at Nişantaşı University, Graduate Education Institute, Human Resources Department. He started his career at Ziraat Bank Zeytinburnu Branch in 1998. He worked in the same Bank in various positions and titles. Kaval, who most recently served as the Düzce Branch Manager, has been serving as Ziraat Bank Board of Directors Services Department Head since April 2021.